Job Description: Medical Insurance UnderwriterPosition Title: Medical Insurance UnderwriterLocation: Sharjah,UAEJob Type: Full-timePosition Overview: We are seeking a highly skilled and detail-oriented Medical Insurance Underwriter to join our team. The ideal candidate will be responsible for evaluating and assessing medical insurance applications, determining appropriate coverage terms, and ensuring that underwriting decisions are made based on risk assessment, company policies, and regulatory guidelines.Key Responsibilities:Review and assess medical insurance applications from individuals and organizations.Analyze the applicant’s medical history, risk factors, and relevant documentation to determine appropriate insurance coverage and premiums.Make underwriting decisions in line with company policies, regulatory requirements, and risk management guidelines.Collaborate with sales and customer service teams to ensure seamless policy issuance and customer satisfaction.Monitor and evaluate changes in healthcare trends, regulations, and medical treatments to ensure up-to-date underwriting practices.Advise clients and brokers on the best options for coverage based on their needs and risk factors.Handle escalated issues and provide guidance in the decision-making process regarding coverage approvals, exclusions, and claims.Maintain accurate and detailed records of underwriting decisions, policy changes, and claims approvals.Stay informed about UAE insurance regulations, healthcare trends, and competitors' offerings.Work with the finance department to ensure that premiums are calculated accurately and are in line with the company's risk management strategies.Contribute to the development of new medical insurance products based on market needs and regulatory changes.